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Warning about -econsumer.equifax free credit report

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  • Dec 17th, 2013 6:48 pm
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    rfdm44
    [OP]
    Newbie
    Nov 2, 2012
    24 posts
    2 upvotes
    Ottawa

    Warning about -econsumer.equifax free credit report

    Yesterday 12/15/13, In this redflagdeals thead equifax-free-trial-credit-score-1203048/ I clicked the link in the OP’s post, I mistakenly thought I was dealing directly with Equifax and their outsourced phone support. It turns out “econsumer” is a foreign owned company based out of India.

    Here is what happened and why I’m worried.
    After filling in online form, and giving them very sensitive information- SIN#, date of birth, credit card# etc., their website took me to a page with a message about a problem with my info (even though I know for certain that I entered everything correctly) and said to call 1-866-243-0734 , when I called the person that answered barely spoke english we had an extremely hard time communicating. Anyways he did something on his computer then I was able to log in to their website and get my credit report.

    Today 12/16/13 I get a text alert from Scotia Visa “A transaction has occurred outside of Canada on Credit Card 4527*****605**** for $14.95”. I promptly call the econsumer company in India again, he tells me that it was a mistake on Visa’s part, and It’s just a hold for $14.95 on my card for when the 30 day trial is over, I tell him that doesn’t make sense and he replies not to worry that I’ll see a credit on my visa for the $14.95 in a few days.

    I don’t care about the 14.95 but am very worried about all the private information some fishy guy in India now has about me. I’m not sure what to do now.

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    Beans1234
    Sr. Member
    Feb 28, 2013
    945 posts
    82 upvotes
    Toronto
    Are you sure he is in India?

    Not like banks don’t have their call centres in India…

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    provocateur
    Sr. Member
    User avatar
    Jul 10, 2013
    604 posts
    65 upvotes
    Toronto
    I think you are a jerk.

    The only credit card fraud(s) I had was in Canada. No other place on earth compares to it. I never had a single credit card fraud overseas.

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    bilingualmk
    Sr. Member
    Jun 5, 2007
    973 posts
    204 upvotes
    York
    provocateur wrote: ↑

    Dec 16th, 2013 10:04 pm

    I think you are a jerk.

    The only credit card fraud(s) I had was in Canada. No other place on earth compares to it. I never had a single credit card fraud overseas.

    Thanks for showing up

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    bilingualmk
    Sr. Member
    Jun 5, 2007
    973 posts
    204 upvotes
    York
    rfdm44 wrote: ↑

    Dec 16th, 2013 8:04 pm

    Yesterday 12/15/13, In this redflagdeals thead equifax-free-trial-credit-score-1203048/ I clicked the link in the OP’s post, I mistakenly thought I was dealing directly with Equifax and their outsourced phone support. It turns out “econsumer” is a foreign owned company based out of India.

    Here is what happened and why I’m worried.
    After filling in online form, and giving them very sensitive information- SIN#, date of birth, credit card# etc., their website took me to a page with a message about a problem with my info (even though I know for certain that I entered everything correctly) and said to call 1-866-243-0734 , when I called the person that answered barely spoke english we had an extremely hard time communicating. Anyways he did something on his computer then I was able to log in to their website and get my credit report.

    Today 12/16/13 I get a text alert from Scotia Visa “A transaction has occurred outside of Canada on Credit Card 4527*****605**** for $14.95”. I promptly call the econsumer company in India again, he tells me that it was a mistake on Visa’s part, and It’s just a hold for $14.95 on my card for when the 30 day trial is over, I tell him that doesn’t make sense and he replies not to worry that I’ll see a credit on my visa for the $14.95 in a few days.

    I don’t care about the 14.95 but am very worried about all the private information some fishy guy in India now has about me. I’m not sure what to do now.

    OK, let’s just stop the waterworks for a sec.

    Yes this is completely legitimate. I sign up for this about once a year then call in to cancel the free trial afterwards, never have had an issue. I tend to get reps who are conversant inEnglish so perhaps you just need to call back again and explain the situation. And why are you giving your SIN to pull your credit report, it’s hardly necessary.

    https://www.econsumer.equifax.ca/canadaotc/login.ehtml

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    Kasakato
    Deal Expert
    Mar 25, 2005
    21195 posts
    2056 upvotes
    rfdm44 wrote: ↑

    Dec 16th, 2013 8:04 pm

    Yesterday 12/15/13, In this redflagdeals thead equifax-free-trial-credit-score-1203048/ I clicked the link in the OP’s post, I mistakenly thought I was dealing directly with Equifax and their outsourced phone support. It turns out “econsumer” is a foreign owned company based out of India.

    Here is what happened and why I’m worried.
    After filling in online form, and giving them very sensitive information- SIN#, date of birth, credit card# etc., their website took me to a page with a message about a problem with my info (even though I know for certain that I entered everything correctly) and said to call 1-866-243-0734 , when I called the person that answered barely spoke english we had an extremely hard time communicating. Anyways he did something on his computer then I was able to log in to their website and get my credit report.

    Today 12/16/13 I get a text alert from Scotia Visa “A transaction has occurred outside of Canada on Credit Card 4527*****605**** for $14.95”. I promptly call the econsumer company in India again, he tells me that it was a mistake on Visa’s part, and It’s just a hold for $14.95 on my card for when the 30 day trial is over, I tell him that doesn’t make sense and he replies not to worry that I’ll see a credit on my visa for the $14.95 in a few days.

    I don’t care about the 14.95 but am very worried about all the private information some fishy guy in India now has about me. I’m not sure what to do now.

    econsumer is a domain name, under the Equifax domain. You dealt with Equifax.

    +1
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    Psycho44
    Deal Addict
    May 28, 2006
    2389 posts
    180 upvotes
    yes but the call center is outsourced to India
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    ragingwinnipegger
    Banned
    Dec 11, 2013
    97 posts
    17 upvotes
    Winnipeg
    provocateur wrote: ↑

    Dec 16th, 2013 10:04 pm

    I think you are a jerk.

    The only credit card fraud(s) I had was in Canada. No other place on earth compares to it. I never had a single credit card fraud overseas.

    Easy to tell where this guy’s home land is……

    Kasakato wrote: ↑

    Dec 17th, 2013 12:06 am

    econsumer is a domain name, under the Equifax domain. You dealt with Equifax.

    +1

    Hundreds or even thousands that have used this website can’t be wrong

    +1
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    rfdm44
    [OP]
    Newbie
    Nov 2, 2012
    24 posts
    2 upvotes
    Ottawa
    provocateur wrote: ↑

    Dec 16th, 2013 10:04 pm

    I think you are a jerk.

    The only credit card fraud(s) I had was in Canada. No other place on earth compares to it. I never had a single credit card fraud overseas.

    I think you need to take a good look in a mirror. I would have made the exact same post if it had been Russia or any other Country, a fraud committed in Canada is easier to trace.

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    rfdm44
    [OP]
    Newbie
    Nov 2, 2012
    24 posts
    2 upvotes
    Ottawa
    bilingualmk wrote: ↑

    Dec 16th, 2013 10:59 pm

    OK, let’s just stop the waterworks for a sec.

    Yes this is completely legitimate. I sign up for this about once a year then call in to cancel the free trial afterwards, never have had an issue. I tend to get reps who are conversant inEnglish so perhaps you just need to call back again and explain the situation. And why are you giving your SIN to pull your credit report, it’s hardly necessary.

    https://www.econsumer.equifax.ca/canadaotc/login.ehtml

    You can not get your report from that link without entering a SIN #!
    On line fraud and phishing are ramped, no waterworks just legitimate concern.

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    rfdm44
    [OP]
    Newbie
    Nov 2, 2012
    24 posts
    2 upvotes
    Ottawa
    Kasakato wrote: ↑

    Dec 17th, 2013 12:06 am

    econsumer is a domain name, under the Equifax domain. You dealt with Equifax.

    Thanks. Didn’t know that and was obviously wrong, worried for nothing. Sorry for starting this thread guys.
    Would a mod please remove this thread.

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